Adam Kofsky

Academy Mortgage

Office: 215-513-1332

Cell: 215-817-5072

Website: Academy Mortgage

Facebook: Adam Kofsky Mortgage

What makes you stand apart as a lender? 

               -We are available around the clock, nights and weekends. We provide face to face presentations on multiple loan options, and the overall  mortgage process. It is our priority in a day of infinite information on the internet to assist our clients in obtaining accurate information, and making the best decision that is right for them. We do all of our processing, underwriting, and funding in house resulting in meeting all of our deadlines, and providing exceptional communication.

 Featured Programs: 

                -Conventional, FHA, USDA, VA, Jumbo, PHFA, including delayed financing and rehabilitation loans. We offer both fixed and adjustable rates, as well as 10 year, 15 year, 20 year, 25 year, and 30 year terms.

 What is one thing you wish people knew about the mortgage process? 

               -The process is very detailed and time sensitive, but with the right planning up front with a pre-approval prior to the time you are ready to submit an over on a home, it can be an easy and stress free process.

Jamie Delp

Univest Bank & Trust

Cell/Text: 215-353-7211

Email: [email protected]

Website:  Jamie Delp

What makes you stand apart as a lender? 

               -Univest is a local bank with local operations (Souderton, Pa).  We have all of the standard programs that other institutions offer (Jumbo, USDA, VA, FHA, PHFA, Conv, etc).  What really separates us are our niche programs.  Myself and team are available 24/7 to guide you through various loan options to make the process as smooth as possible. 

 Featured Programs: 

To name a few that differentiate us:

• Portfolio lending
  • Common Sense Lending decisions
    • Practical analysis of self-employed earnings
    • Flexible guidelines
    • Underwriting exceptions on a case-by-case basis
• Unique property lending
  • Larger acreage
  • Multiple homes on a single parcel
  • Non-warrantable condo financing
• Land Financing
• Construction Loans
• Loan term builder locks (with float down) – Lock your rate for 12 months while your new home is being built!
• Renovation loans and Lines of credit
• Bridge/Swing loans
• First time homebuyer grants 
• No PMI options for <20% down options

 What is one thing you wish people knew about the mortgage process? 

               - At Univest, we understand that while buying a home is exciting, it can also be a bit intimidating. That’s why our team is here to make the whole process as easy as possible for you with a variety of options.

 From helping you determine how much you can afford to discussing your loan options, we are there to help you every step of the way.  Buying a home may be easier that you think!